Experienced professionals driving financial innovation
Our team brings deep expertise in payments, treasury, and cross-border finance. We deliver secure, compliant solutions for global businesses
Michael Raskin
Founder
A serial entrepreneur, founded Maplewave Payments to revolutionize modern payment experiences. With a track record that includes launching successful ventures such as Digital Payments Group, Toki Solutions, Sigma Capital, and others, Michael brings bold vision and deep industry insight to every venture he leads.
Vladimir Raskin
Co – Founder
With more than a decade in payments, Vladimir combines deep technical mastery of card-issuing platforms with a rigorous grasp of U.S. and international compliance (PCI DSS, NACHA, CFPB, and network rules). His finance-first mindset keeps every payment solution tightly aligned with revenue, risk, and treasury objectives. A proven deal-maker, he architects mutually beneficial partnerships with banks, fintechs, and enterprise clients—fueling Maplewave Payments’ sustained growth and innovation.
Rob Appleby
CEO
A seasoned fintech leader with over 15 years’ experience, Rob is passionate about building scalable payment solutions and helping businesses move money smarter. As CEO, he’s known for turning complexity into clarity—and driving growth across global markets.
Aleks brings the payments industry experience from her leadership roles at J.P. Morgan, FIS Global, Edenred and Digital Payments Group. With a strong track record in driving innovation and scaling global payment solutions, she is focused on advancing seamless and efficient money movement experiences.
Lena Goncharik
Finance Director
Lena brings finance leadership experience from Digital Payments Group, with prior roles in the banking, consulting, and technology industries. Her expertise spans multi-entity financials, compliance, and reporting, with a focus on building streamlined finance functions that support growth and innovation in payments.
Richard Matthews
Director
With over five decades of experience financial markets Richard brings an in depth understanding of all aspects of foreign exchange, derivatives and more latterly digital asset markets to our group. Having held senior positions in FCA regulated companies he has a solid understanding of compliance and regulation and the importance of it.
About Us
At Maplewave Payment, we specialize in streamlining complex financial operations with cutting-edge payment solutions tailored for scale-ups through to large corporates. Whether you’re moving millions daily or expanding internationally, our infrastructure-light approach enables high-volume, high-speed money movement without the need to build your own payment rails.
We empower financial institutions, banks, brokers, corporates, marketplaces, and import/export businesses to operate seamlessly across currencies, asset classes, and jurisdictions. With robust capabilities and a future-forward platform, Maplewave helps businesses stay agile in a fast-moving global economy.
Founded by Michael Raskin, the innovator behind Digital Payments Group and Toki Solutions, Maplewave brings deep industry insight and proven fintech expertise to every client engagement.
Our Culture & Why Clients Love Us
Maplewave isn’t just a payments company—we’re a fintech-first, innovation-driven collective of technologists, problem-solvers, and financial pioneers. Our team thrives on collaboration, creativity, and velocity, and we infuse that same energy into the solutions we build and the relationships we nurture.
Clients love working with us because we’re:
Agile and responsive
We move at the pace of your business
Genuinely invested
Your success is our mission, not just a metric
Deeply knowledgeable
Our expertise spans finance, tech, and regulatory landscapes
Cool to collaborate with
We bring a startup mentality with enterprise-grade delivery
Our culture is modern, transparent, and obsessed with making things easier, faster, and better—for our clients, their customers, and the future of payments.
Streamlined financial solutions
“Maplewave Payments enabled us to streamline cross-border transactions and manage multi-currency flows with confidence. Their platform delivers the speed, transparency, and compliance our business demands.”
Taylor Kim, CFO, Global Trade Solutions
Client
Move money your way — securely, globally, and at scale
Advanced payment and treasury solutions for modern business.